Selling OR Buying?<br />Diane can help..Selling OR Buying?
Diane can help..

(201) 792-7601 (Office)
(973) 809-7045 (Cell)

Century 21 Innovative Realty
220 Washington Street
Hoboken, NJ 07030
201.792.7601
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Diane Rivera, New Jersey Realtor selling all type of real estate;  waterfront condos,homes, multifamily properties in neighboring Hoboken Jersey city and hudson county communities. Diane Rivera,Top Producer

Finance

Finance

Take the steps necessary to get a letter from the lender stating you are "pre-approved" for a loan in a specific price range. It's important to have this letter before you make a contract offer to buy real estate. Once you're pre-approved, you know what price range of homes you should be looking at.

 

Fantastic contacts for all your financing needs !

Kyla DeMarzio

Vice President of Mortgage Lending

  

kyla@guaranteedrate.com

www.guaranteedrate.com/kylademarzio

m: 201-970-6941       f: 872-808-1016

Processing Office: 973-939-8671

322 Route 46 W Suite 260W, Parsippany, NJ 07054
NMLS ID: 90199



Michael Mundy
Senior Vice President, NMLS# 208872

Pinnacle Mortgage, Inc.
Direct:  973-585-2777
Cell:     973-985-9948
Fax:     888-585-6214
www.mundymortgages.com
mmundy@pinnaclemortgage.biz






Please complete the following information so we can help determine exactly what you qualify for.
* Name:  
* Email:  
Address:
City:
State: Zip Code:
Phone:
Verification Code
 

Price:
Rate: %
Down Payment: %
Terms (in Years):
Monthly Payment:

Adjustable - An Adjustable Rate Mortgage, or ARM, is a type of mortgage in which the interest rate is adjusted up or down, in accordance with current interest rate levels. The interest rates are tied to an economic index outside of your banks control, such as the Treasury bill rate. Your monthly principal and interest payment will fluctuate with these rate changes. Initially payments will be less than with a fixed mortgage, making this type of mortgage attractive to short-term buyers. Note: Inquire on the "cap", or maximum interest level your mortgage can reach, since it is possible for rates to raise significantly during the term of your mortgage.

Fixed - A fixed rate mortgage, on the other hand, uses both a fixed term (length of time) and fixed interest rate. At the start of the mortgage the rate and term are determined, and as a result the monthly amount for principal and interest payments remain constant for the duration of the mortgage. Fixed rate loans are more attractive to home buyers who plan on spending a long time in their home, or expect no major change in income.

Assumable - Sometimes homebuyers can find a loan which is "assumable." With an assumable loan, the current sellers lender is willing to transfer the existing loan to you, either at the previous interest rate or the current interest rate. Assumable loans are attractive to buyers because they usually require less paper work and less time.






 
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Century 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office is Independently Owned a

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